Commit to trying one or a combination of these strategies for a couple of months and see how the savings add up. Take the savings and put it in a special “INVESTMENT ENVELOPE” or savings account.
1. Spend no money on snacks or lunches out. Bring snacks along when you go on errands. In this article I divulge how I easily save $400 per year.
2. Say “no” to the kids for those little toys that wind up in a pile on the floor. Enlist their help in saving money.
3. Save gas by cutting back on driving; car pool, bunch errands, and walk.
4. Cut back on groceries by eating vegetarian for a few meals per week.
5. Put off discretionary spending for a while.
6. Make family activities low cost; games, hikes, apple picking, $1 movies, use your imagination.
7. Work some overtime.
8. Sell some stuff on eBay or Craigslist.
9. Take on a part time job over the holidays.
Author: Barbara Friedberg
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