Saving Tips for Saving Money:

1. Move to a lower cost housing/ Buy a house you can afford.
2. Don't buy a pet.
3. Limit small spending.
4. Don't buy lunches at work.
5. Don't have cable T.V.
6. Buy used whenever possible esp. cars.
7. Quit bad habits such as smoking and drinking.
8. Be healthy

---Tips from John Nardini (Crown Financial Ministries)